Student Starter Pack: The Top 5 Student Credit Cards in the US Right Now

Finance

By Amrit Maurya Updated On 25 Feb, 2024

Discover it® Student Cash Back: Best for: Students who want to maximize cash back rewards on everyday purchases, especially in the rotating categories.

Discover it® Student Chrome Best for: Students who prioritize gas and dining expenses, and are motivated by the bonus reward for keeping on top of their schoolwork.

Capital One SavorOne Student Cash Rewards Credit Card: Best for: Students who frequently spend on dining out, entertainment, and groceries.

Bank of America® Travel Rewards credit card for Students Best for: Students interested in earning travel rewards and those who might consider studying abroad.

Journey® Student Rewards from Capital One Best for: Students who want a simple, no-frills card, or may have difficulty qualifying for cards with richer rewards.

Important Notes: Credit Scores: The best cards typically require at least fair credit. If your credit is brand new or damaged, a secured card (see my previous response) is a good stepping stone.

Responsible Spending: ALWAYS prioritize paying your balance in full and on time, and avoid carrying debt. This builds good credit habits critical for long-term financial health.

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